Disability and/or critical illness insurance
Individual needs
DISABILITY INSURANCE
Anyone who has an active work life and whose lifestyle requires a steady income should consider disability insurance to protect their financial security in the event of the unforeseen.
Many aspects must be considered before deciding on the right coverage: the waiting period prior to the payment of benefits, coverage for partial or residual disabilities, occupational classification, etc.
Decide carefully. Allow us to help you make the choice that’s best for you.
CRITICAL ILLNESS INSURANCE
Critical illness insurance is another excellent risk management strategy. A serious illness can lead to unexpected and often substantial costs.
This type of coverage involves a lump sum cash payment if the insured is suffering from a medical condition covered in their policy and has met the standard 30-day survival condition.
Medical services coverage generally includes confirmation of the diagnosis, treatment recommendations, support within the health system, and specialists’ reports.
Canadian insurers cover 24 to 26 conditions that are defined as critical illnesses. Please contact us for more information. We’re here to help.